With unemployment at almost 10 percent, students may find it more difficult to get a part-time job to pay the bills. Why not take control and start your own business?

' Making the best use of your 24 hours each day.

One thing that makes NKU unique is that most of the students work to pay for some of their college experience. According to NKU President James Votruba, 85 percent of NKU students work at least 20 hours a week. Some work at a part-time job as a way to get through school, and others work full-time at jobs that give them experience and a step forward in their careers.

Staff financial writer Dan Robards talks retirement from a college-student perspective.

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Staff financial writer Dan Robards discusses the complex relationship between credit cards and college students, as well as the recently-passed credit card laws.